Accidental Death Insurance - This type of insurance is paid if the death of the policyholder results from an accident.
Acute care - Expert attention that is required to restore a person to good health.
Aftercare - Specialized patient services that are necessary following hospitalization or rehabilitation.
Ambulatory care - This type of outpatient treatment does not require hospitalization.
Ancillary - supplementary services (beyond room and board fees)
Benefit package - a detailed description of the policyholder's coverage under the terms of the health insurance contract
Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) - This law gives employees of companies with more then 20 employees the guarantee of group medical coverage at the company's expense for a period of time.
Continuation - Allows employees that have been terminated to continue their group health insurance coverage under certain conditions.
Covered Expenses - Medical costs incurred when the policy holder qualifies for reimbursement
Newspaper policy - type of limited health insurance sold by newspapers to maintain or add to circulation
Provider - individual or group of individuals that provide health care service
Glancing over these definitions will put you on the right track to understanding your health insurance policy. Still have questions? Be sure to contact your insurance provider if you're not sure about something in your policy. Uncertainties about your health insurance should never be neglected.
Health insurance is your key to financial security in the event of a medical catastrophe. Because medical emergencies are not predictable, it is important that you prepare for health coverage today!
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By: Krista Farmer